Cool Microfinance Bank is registered with CAC, licenced by CBN and insured by NDIC.
Cool Microfinance Bank is registered with CAC, licenced by CBN and insured by NDIC.
Cool Microfinance Bank is registered with CAC, licenced by CBN and insured by NDIC.

At Cool Microfinance Bank, trust, innovation, and excellence are at the heart of everything we do. We focus on supporting SMEs by offering flexible financial products that help them thrive in a competitive market, driving economic growth and job creation.
We aim to create long-term value, not just for our customers, but for the broader society and environment, ensuring that our business practices contribute positively to the world around us.
We offer secure, premium, and inclusive financial services that help individuals and businesses grow. Our easy-to-use solutions are designed to meet your needs, with a focus on trust, support, and long-term success.

Happy Customers
Total Transaction
Operational Zone


Welcome to Cool Mobile. Our Digital, Branchless Banking. Carryout banking activities at your finger tips. Scan the QR code with your phone camera to download the CoolMobile app. (COMING SOON)

“Cool Bank is registered with corporate affairs commission, and fully licenced by Central Bank of Nigeria to carry out microfinance businesss activities”

“Cool Bank is registered with corporate affairs commission, and fully licenced by Central Bank of Nigeria to carry out microfinance businesss activities.”

“Cool Bank is registered with corporate affairs commission, and fully licenced by Central Bank of Nigeria to carry out microfinance businesss activities.”